Current Blog Postings:
Bogue Asset Management’s Quarterly Investment Letter
In this commentary, I discuss the choppy market environment experienced over the quarter and what appears like a tug of war between positive and negative economic factors. I also discuss a more tactical tilt towards higher credit quality bonds, value stocks and a continued belief that overseas stocks are undervalued...........[See More]
How your advisor is compensated does matter. Lately there has been a blurring of the lines with the use of the term “Fee-Based” to describe how one is compensated. I’ll tell you why Fee-Based is not Fee-Only and the difference can be substantial: [See More]
Employee Benefit Optimization
Employee benefits should be viewed as part of how you are compensated by your employer.
Employee benefit review involves:
- Reviewing group life, disability, health and in some cases long term care insurance and optimizing this coverage with what you can receive privately on your own
- Optimizing your retirement benefits package including pension plans and defined contributions plans such as 401(k), 403(b) or 457 plans.
- Taking advantage of fringe benefits
- Taking advantage of tax advantaged offering such as health savings account, child care reimbursement accounts and/or medical reimbursement options
- Helping small business determine appropriate benefit packages and vendors to provide this service.